Payright

About Payright

Payright is an Australian and New Zealand provider of ‘Buy Now Pay Later’ payment plans. Amway has partnered with Payright to offer a range of instalment options to assist in your growing business!

Quick

Application and approval takes just minutes.

Flexible

Select your payment terms, deposit amount and repayment frequency.

Affordable

Always zero interest. Fees apply*.

*Establishment, monthly accounting and payment processing fees apply.

Why Payright

See how Payright compares to other providers.

PAYRIGHT OTHER 'BUY NOW/PAY LATER' PROVIDERS
Affordable options up to 12 months    
Credit limit up to $5000    
Always Zero Interest*   Not always
24/7 Support for IBOs   Not always

*Additional fees apply when repayments are not met according to the agreed repayment plan.

Get Started with Payright!

Just follow these 3 simple steps:

1. Add products

Add products to cart and checkout with Instalment as your payment type.

2. Apply

Complete the online Payright application pages.

3. Confirm

Receive confirmation of your payment plan and product order!

Payright instalment orders can also be completed at your local Business Centre.

FAQs

What products can be purchased under a Payright plan?

The following products can be purchased:

Do any fees apply?

When you make a purchase, Payright will open an account for you. The establishment fee is dependent on the term and starts from $0 for 2 months and up to $59.90 for longer terms. This fee is added to the loan amount and is payable over the loan term. There is also a monthly account keeping fee of $3.50, which is charged (pro-rata) with each repayment and a $2.95 payment processing fee which is also added to each repayment. This information will be outlined for you in a credit schedule and the Fees page on the Payright website.

Who can apply for a Payright Zero Interest Payment Plan?

Any Amway Independent Business Owner can apply to Payright. Payright then applies the lending criteria.

How will Payright process my application?

Payright will assess all the information in your application and then determine whether it is successful or not.

Can Payright be used in Business Centres and online?

Yes, Payright is available at your nearest Business Centre as well as online via the Amway website. Simply select “Instalment” from the Payment Type dropdown menu on eligible products and complete the online application process.

How are payments made?

Payments are taken automatically as scheduled from your nominated credit or debit card using a direct debit facility. You can also nominate a repayment start date. Once a start date is selected and the plan is activated by the Merchant, you will receive a welcome letter to confirm the initial repayment date and frequency. You can request to change the ongoing scheduled payment date by contacting Payright at any time.

Can I make early payments or pay my plan out early?

Yes, early payments can be made. There is no penalty for making additional payments or paying out the agreement early. The payment processing fee of $2.95 will still apply for any payments made.

What if I want to return my purchase?

Amway offers a 90 Day 100% Satisfaction Guarantee on all our products. If you need to return a product, please visit our Returns & Exchange page for assistance.

In the first instance, please contact Amway directly regarding any concerns with the product or service. All requests for returns are subject to the Amway’s return policy. If the request has been authorised, Amway will advise Payright regarding any cancellation or refund that is applicable to your payment plan.

Can I make multiple purchases?

You can make as many purchases as you need as long as the total cost of repayments are within your credit limit. Please note a repeat purchase fee of $19.95 applies. For ease of managing repayments across multiple plans, Payright combines the scheduled payment for all active plans into a single combined repayment.

What do I do if I cannot afford my repayments?

Please contact Payright if you are having problems with your repayments to work through a solution that works for both you and Payright. Help is always available. Please visit the Financial Hardship page on the Payright website for further information.

Can I close my account and are there any cancellation charges?

Once your purchase(s) have been paid in full and your account balance is zero, you can cancel via written notice to Payright at admin@payright.co.nz or calling Payright on 0800 338 496. There are NO additional fees for closing your account or paying out early.

Can a VIP Client purchase through Payright?

Yes, a registered VIP Client can purchase a product on a Payright Zero Interest Payment Plan either online via the Amway website or in an Amway Business Centre.

Support

For more information, please visit payright.co.nz/faqs or call 0800 338 496.